Welcome to the website of Drs. Gary L Lindemoen and John Keaveny, maxillofacial oral surgeons Fargo, North Dakota. This Fargo, North Dakota maxillofacial oral surgeon practice offers wisdom teeth removal, dental implants, facial cosmetic procedures, botox procedure, and other oral surgery procedures.
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O.M.S. Associates, LTD. Oral-Maxillofacial and Facial Cosmetic Surgery. Fargo, ND
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300 Main Avenue, Suite 201, Fargo, North Dakota 58103

Welcome to our office! We would like to take this opportunity to help you understand our office billing and insurance policies and to help you obtain the maximum benefits allowable under your policy.

The financial obligations for the treatment we render to you are your responsibility. We welcome and encourage questions regarding services and fees prior to treatment to avoid any misunderstandings.

Self-Pay Accounts (No Insurance Coverage)
We ask for payment in full at the time of service. Prior to your appointment, an estimate of anticipated cost will be prepared for you. This estimate is subject to change on the day of service – depending on the complexity of your services. Should you have financial questions, please contact our office prior to your appointment. We are unable to finance self-pay accounts beyond 30 days. Delinquent accounts of 90 days will be assessed a finance charge of 18% and turned over to collections.

Insurance Accounts (Dental and Medical)
Insurance plans vary considerably. Although we call and verify your insurance coverage prior to your appointment, it is no guarantee of insurance payment. Should you wish to predetermine the benefits, you will need to provide precise information to our office so that we may assist you in obtaining predetermination of the benefits to which you are entitled.

We are not responsible for pursuing your insurance company to provide you insurance benefits; however, we will file a claim on your behalf and assist you in obtaining the maximum benefits available. Insurance account balances must be paid within 60 days – regardless of insurance status.

Many insurance companies have specific provisions for you to be aware of. There are deductibles and coinsurance amounts that are an out-of-pocket expense. Also, insurance companies have yearly maximums, lifetime maximums and other procedures that are considered non-covered. You will be responsible for any services in excess to these limits. To be certain of your plan’s benefits or exclusions, we encourage you to contact your insurance company by calling the toll-free number on the back of your insurance card to verify your benefits.

Questions regarding your account can be directed to our Patient Account Representative at 701-237-4113.

Payment Options
Dental treatment is an excellent investment in an individual’s medical and psychological well-being. Financial considerations should not be an obstacle to obtaining this important health service. Being sensitive to the fact that different people have different needs in fulfilling their financial obligations, we provide the following payment options.

Acceptable Payment on Day of Service
  • Personal check – with driver's license for identification
  • Credit card – we accept Visa, MasterCard, Novus or Discover

Financing

Dental Fee Plan

  • No initial payment
  • 18-60 month payment plans
  • Low interest rates of 5.9-11.9%
  • Short-term, interest-free plans available
  • No prepayment penalty
  • Fast application process by phone, 1-888-337-4171, or online at their secure Web site: Capital One Health Care Finance
Our main goal is to provide you with the very best medical and surgical treatment available. Our entire staff is committed to excellence. Please let us know how we may assist you.